Dampha , L., T. A. Afza, and M. A. Naseem. “BEYOND CREDIT ACCESS: MICROFINANCE, WOMEN’S EMPOWERMENT, AND THE LIMITS OF POVERTY REDUCTION IN RURAL GAMBIA”. International Research Journal of Social Sciences and Humanities, vol. 4, no. 4, Dec. 2025, pp. 372-9, doi:10.66594/irjssh.v4i4.347.